The following table shows the main indicators and performances recorded by the Group during the last 5 years.

(in thousands Euro)

31/12/2011

31/12/2010

31/12/2009

31/12/2008

31/12/2007

Available for sale financial assets

1.685.163

818.507

387.705

3.134

1.216

Due from customers

1.722.481

1.571.592

1.247.026

1.008.649

923.061

Due to banks

2.001.734

752.457

840.546

924.189

1.010.365

Due to customers

1.657.224

1.802.011

909.615

157.855

57.776

Equity

196.282

206.613

155.839

153.106

133.995

 

Net banking income

121.453

94.430

80.810

67.627

53.718

Net profit from financial activities

89.310

69.986

60.592

61.224

51.248

Group net profit

26.535

18.626

17.216

22.801

19.534

 

R.O.E.

12,6%

10,9%

11,6%

17,3%

19,5%

ROA

1,1%

1,1%

1,3%

2,4%

2,2%

ROCA

1,1%

1,1%

1,7%

2,4%

2,2%

Cost/Income ratio

39,1%

42,5%

42,8%

42,8%

42,0%

Cost of credit quality

1,9%

1,9%

2,1%

n.d.

n.d.

 

Net non-performing loans/Due from customers

4,3%

2,4%

1,6%

1,0%

0,8%

Net non-performing loans/Equity

37,7%

18,6%

13,0%

6,9%

5,5%

Solvency ratio

10,8%

11,3%

8,9%

10,4%

12,6%

Core Tier 1

11,2%

11,5%

9,2%

10,8%

12,6%

 

Number of shares outstanding (1) (in thousands)

52.814

51.582

32.339

33.132

30.992

Book per share

3,72

4,01

4,82

4,62

4,32

EPS

0,51

0,36

0,53

0,71

0,68

Dividend per share

0,25

0,20(2)

0,37(2)

0,30

0,30

Payout ratio

49,8%

56,3% (2)

69,1%(2)

45,1%

48,1%

(1) Outstanding shares are net of treasury shares held in portfolio.

(2) Dividend paid partly in cash and partly through stock grants.