Items (in thousands of Euro)

 

31.12.2011

 

31.12.2010

 

10.

Interest receivable and similar income

106.092

64.084

20.

Interest due and similar expenses

(63.847)

(36.791)

30.

Net interest income

42.245

27.293

40.

Commission income

82.624

70.543

50.

Commission expense

(3.836)

(3.699)

60.

Total net commission income

78.788

66.844

70.

Dividends and similar income

161

17

80.

Net result from trading

(245)

(218)

100.

Profit (loss) from sale or buyback of:

504

494

 

b) available for sale financial assets

504

494

120.

Net banking income

121.453

94.430

130.

Net value adjustments/revaluations due to deterioration of:

(32.143)

(24.444)

 

a) receivables

(32.143)

(24.209)

 

b) available for sale financial assets

-

(235)

140.

Net profit from financial activities

89.310

69.986

180.

Administrative expenses:

(48.762)

(39.078)

 

a) personnel expenses

(27.235)

(25.176)

 

b) other administrative expenses

(21.527)

(13.902)

190.

Net allocations to provisions for risks and charges

(17)

-

200.

Net value adjustments/revaluations of plant, property and equipment

(1.375)

(1.330)

210.

Net value adjustments/revaluations of intangible assets

(1.573)

(1.153)

220.

Other operating income (expenses)

4.252

1.436

230.

Operating costs

(47.475)

(40.125)

280.

Pre-tax profit (loss) for the year from continuing operations

41.835

29.861

290.

Income taxes for the year relating to current operations

(15.300)

(11.235)

340.

Profit (loss) for the year attributable to the parent company

26.535

18.626